Legal information
Privacy Policy
Effective date: January 15, 2025
1. Scope
This Privacy Policy explains how Velixar Ledger handles information connected with this website, the Personal Finance Masterclass, customer support, and related communications. It applies to visitors and people who choose to contact us.
2. Information you provide
When you use the contact form, we may receive your name, email address, phone number, message, and consent record. You should not include account numbers, passwords, government identifiers, or other sensitive information in a general inquiry.
3. Browser storage
The site uses localStorage to remember theme selection, cookie consent, followed course IDs, and cart quantities. This information is stored in your browser for this website and is not, by itself, transmitted to Velixar Ledger. Clearing browser storage removes these preferences and lists.
4. How information is used
Information submitted to us is used to respond to requests, provide support, maintain service records, improve explanations, and address operational or legal obligations. We do not use a contact message to make individualized financial recommendations.
5. Sharing
We may share information with service providers who help operate communications, hosting, security, or administration, subject to appropriate obligations. We may also disclose information when required by law or necessary to protect rights, safety, or the integrity of the service.
6. Retention
We retain support correspondence only as long as reasonably needed to respond, maintain service history, resolve disputes, comply with obligations, or improve operations. Browser-only data remains until you clear it or remove the relevant item.
7. Security
We use reasonable administrative and technical measures appropriate to the nature of the information. No internet transmission or storage system can be guaranteed completely secure, so avoid sending confidential financial information through a general contact form.
8. Your choices and rights
Depending on your location, you may have rights to access, correct, delete, restrict, or object to certain processing. You may also withdraw consent where processing relies on consent. Contact us to make a request; we may need to verify identity before acting.
9. Children
The service is intended for adults and is not directed to children. We do not knowingly request personal information from children through the contact form.
10. Changes and contact
We may update this policy when our practices or legal obligations change. The effective date identifies the latest revision. For privacy questions, use the Contact page. Review the Terms for service conditions.